Plans for Employers/Groups
Blue Cross Blue Shield of Arizona (BCBSAZ) offers employer groups many flexible
choices that include PPO, HMO, consumer-directed
health plans, dual options and dental plans – choices that can accommodate practically any employer's
budget.
Download
the plan comparison grid for an at-a-glance description of BCBSAZ group
plans, or click on the plan summary of any plan you'd like to know more about.
Traditional Health Plans (PPO & HMO)
|
Product Name |
Plan Type |
Deductible |
Copay |
Coinsurance |
Plan Information |
|
BluePreferred
|
PPO |
$100 |
N.A. |
90% / 70% |
Plan Summary |
|
BluePreferred
|
PPO |
$100 |
$15 / $25
|
90% / 70% |
Plan Summary |
|
BluePreferred
|
PPO |
$250
|
$15 / $25
|
80% / 60% |
Plan Summary |
|
BluePreferred
|
PPO |
$250
|
$15 / $25
|
90% / 70%
|
Plan Summary |
|
BluePreferred
|
PPO |
$500
|
$15 / $25
|
80% / 60% |
Plan Summary |
|
BluePreferred
|
PPO |
$500 |
$15 / $25
|
90% / 70%
|
Plan Summary |
|
BluePreferred
|
PPO |
$1,000
|
$25 / $35 |
80% / 50% |
Plan Summary |
|
BluePreferred
|
PPO |
$2,000
|
N.A. |
100% / 50% |
Plan Summary |
|
BluePreferred
|
PPO |
$2,000
|
$25 / $35
|
80% / 50% |
Plan Summary |
|
BluePreferred
|
PPO |
$5,000
|
N.A. |
100% / 50% |
Plan Summary |
|
BluePreferred
|
PPO |
$5,000
|
$25 / $40 |
100% / 50% |
Plan Summary |
|
BlueSolutions*
|
PPO |
$2,500
|
$35**
|
70% / 50% |
Plan Summary |
|
BlueSolutions*
|
PPO |
$5,000
|
$35**
|
70% / 50% |
Plan Summary |
|
BluePreferred Basic
|
PPO |
$1,500
|
$25** |
80% / 50% |
Plan Summary |
|
BluePreferred Basic
|
PPO |
$2,500
|
$30** |
80% / 50% |
Plan Summary |
|
BluePreferred Basic
|
PPO |
$5,000
|
$35** |
80% / 50% |
Plan Summary |
|
BluePreferred Basic
|
PPO |
$10,000
|
$40** |
80% / 50% |
Plan Summary |
|
BlueSelect |
HMO |
N.A. |
$10 / $20 |
N.A. |
Plan Summary
|
|
BlueSelect |
HMO |
N.A. |
$20 / $30 |
N.A. |
Plan Summary |
* Available only to employer groups of 2-50 eligible employees. Employer groups are only eligible for BlueSolutions if they have been uninsured for a minimum of six (6) months prior to the effective date of BlueSolutions.
** Copay applies to in-network primary care physician office services only. Deductible and coinsurance applies to specialist office services.
HSA-Eligible Health Plans (Health Savings Accounts)
The following BluePreferred Saver products can be used in conjunction with a Health
Savings Account (HSA).
Learn more about the benefits
of Health Savings Accounts (HSAs)
|
Product Name |
Plan Type |
Deductible |
Copay |
Coinsurance |
Plan Information |
|
BluePreferred Saver
|
PPO
|
$1,500
|
N.A.
|
80% / 50%
|
Plan Summary |
|
BluePreferred Saver
|
PPO
|
$1,500
|
N.A.
|
100% / 50%
|
Plan Summary |
|
BluePreferred Saver
|
PPO
|
$2,600
|
N.A.
|
80% / 50%
|
Plan Summary |
|
BluePreferred Saver
|
PPO
|
$2,600
|
N.A.
|
100% / 50%
|
Plan Summary |
|
BluePreferred Saver
|
PPO
|
$5,000
|
N.A.
|
100% / 50%
|
Plan Summary |
Dual Options
Dual options provide more choice to your employees by allowing the employer to
offer two levels of plans. The employee can then choose from a lower–premium, higher–deductible
plan, or they have the option to purchase a higher–premium, lower–deductible plan
if it better suits their needs. Employer groups can offer any two BluePreferred, BluePreferred Basic, BluePreferred Saver or BlueSelect plans as dual options, except plans with the same deductible.
Dental Plans
DentalChoice
is a dental plan with deductibles and co-insurance for many procedures.
Choose from six options to best suit the needs of your organization.
|
Product Name |
Plan Type |
Group Size |
Plan Information |
|
DentalChoice - Plan 1
|
Indemnity |
(5 to 25 enrolled employees)
|
Plan Summary
|
|
DentalChoice - Plan 2 |
Indemnity |
(5 to 25 enrolled employees)
|
Plan Summary |
|
DentalChoice - Plan 3
|
Indemnity |
(26 or more enrolled employees)
|
Plan Summary |
|
DentalChoice - Plan 4
|
Indemnity |
(26 or more enrolled employees)
|
Plan Summary |
|
DentalChoice - Plan 5
|
Indemnity |
(26 or more enrolled employees)
|
Plan Summary |
|
DentalChoice - Plan 6 |
Indemnity |
(26 or more enrolled employees)
|
Plan Summary |