Plans for Employer Groups
Blue Cross Blue Shield of Arizona (BCBSAZ) offers employer groups many flexible
choices that include PPO, HMO, consumer-directed
health plans, dual options and dental plans – choices that can accommodate practically any employer's
budget.
Download
the plan comparison grid [PDF] for an at-a-glance description of BCBSAZ group
plans, or click on the plan summary of any plan you'd like to know more about.
Traditional Health Plans (PPO & HMO)
|
Product Name |
Plan Type |
Deductible |
Copay |
Coinsurance |
Plan Information |
|
BluePreferred
|
PPO |
$100 |
N.A. |
90% / 70% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$100 |
$15 / $25
|
90% / 70% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$250
|
$15 / $25
|
80% / 60% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$250
|
$15 / $25
|
90% / 70%
|
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$500
|
$15 / $25
|
80% / 60% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$500 |
$15 / $25
|
90% / 70%
|
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$1,000
|
$25 / $35 |
80% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$1,500
|
$25 / $40 |
100% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$1,500
|
$25 / $40 |
100% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$2,000
|
N.A. |
100% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$2,000
|
$25 / $35
|
80% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$2,500
|
$25 / $40
|
100% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$5,000
|
N.A. |
100% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$5,000
|
$25 / $40 |
100% / 50% |
Plan Summary [PDF] |
|
BlueEssential
|
PPO |
$1,000
|
$25 / $50 |
70% / 50% |
Plan Summary [PDF] |
|
BlueEssential
|
PPO |
$2,000
|
$25 / $50 |
70% / 50% |
Plan Summary [PDF] |
|
BlueEssential
|
PPO |
$3,000
|
$25 / $50 |
70% / 50% |
Plan Summary [PDF] |
|
BlueEssential
|
PPO |
$5,000
|
$25 / $50 |
70% / 50% |
Plan Summary [PDF] |
|
BlueEssential
|
PPO |
$10,000
|
$25 / $50 |
70% / 50% |
Plan Summary [PDF] |
|
BlueSolutions*
|
PPO |
$2,500
|
$35**
|
70% / 50% |
Plan Summary [PDF] |
|
BlueSolutions*
|
PPO |
$5,000
|
$35**
|
70% / 50% |
Plan Summary [PDF] |
|
BluePreferred Basic
|
PPO |
$1,500
|
$25** |
80% / 50% |
Plan Summary [PDF] |
|
BluePreferred Basic
|
PPO |
$2,500
|
$30** |
80% / 50% |
Plan Summary [PDF] |
|
BluePreferred Basic
|
PPO |
$5,000
|
$35** |
80% / 50% |
Plan Summary [PDF] |
|
BluePreferred Basic
|
PPO |
$10,000
|
$40** |
80% / 50% |
Plan Summary [PDF] |
|
BlueSelect |
HMO |
N.A. |
$10 / $20 |
N.A. |
Plan Summary [PDF]
|
|
BlueSelect |
HMO |
N.A. |
$20 / $30 |
N.A. |
Plan Summary [PDF] |
*Available only to employer groups of 2-50 eligible employees. Employer groups are eligible for BlueSolutions only if they have been uninsured for a minimum of six (6) months prior to the effective date of BlueSolutions.
**Copay applies to in-network primary care physician office services only. Deductible and coinsurance apply to specialist office services.
HSA-Eligible Health Plans (Health Savings Accounts)
The following BluePreferred Saver products can be used in conjunction with a Health
Savings Account (HSA).
Learn more about the benefits
of Health Savings Accounts (HSAs)
|
Product Name |
Plan Type |
Deductible |
Copay |
Coinsurance |
Plan Information |
|
BluePreferred Saver
|
PPO
|
$1,500
|
N.A.
|
80% / 50%
|
Plan Summary [PDF] |
|
BluePreferred Saver
|
PPO
|
$1,500
|
N.A.
|
100% / 50%
|
Plan Summary [PDF] |
|
BluePreferred Saver
|
PPO
|
$2,600
|
N.A.
|
80% / 50%
|
Plan Summary [PDF] |
|
BluePreferred Saver
|
PPO
|
$2,600
|
N.A.
|
100% / 50%
|
Plan Summary [PDF] |
|
BluePreferred Saver
|
PPO
|
$5,000
|
N.A.
|
100% / 50%
|
Plan Summary [PDF] |
Dual Options
Dual options provide more choice to your employees by offering two levels of plans. The employee can choose from a lower–premium, higher–deductible plan or purchase a higher–premium, lower–deductible plan if it better suits their needs. Employer groups can offer any two BluePreferred, BluePreferred Basic, BluePreferred Saver or BlueSelect plans as dual options, except plans with the same deductible.
Dental Plans
DentalChoice is a dental plan with deductibles and coinsurance for many procedures. Choose from six options to best suit the needs of your business.
|
Product Name |
Plan Type |
Group Size |
Plan Information |
|
DentalChoice - Plan 1
|
Indemnity |
(5 to 25 enrolled employees)
|
Plan Summary [PDF]
|
|
DentalChoice - Plan 2 |
Indemnity |
(5 to 25 enrolled employees)
|
Plan Summary [PDF] |
|
DentalChoice - Plan 3
|
Indemnity |
(26 or more enrolled employees)
|
Plan Summary [PDF] |
|
DentalChoice - Plan 4
|
Indemnity |
(26 or more enrolled employees)
|
Plan Summary [PDF] |
|
DentalChoice - Plan 5
|
Indemnity |
(26 or more enrolled employees)
|
Plan Summary [PDF] |
|
DentalChoice - Plan 6 |
Indemnity |
(26 or more enrolled employees)
|
Plan Summary [PDF] |